Privacy Policy / 隐私政策
Introduction / 简介
Prime Pioneer Capital Corp (“the Company”) values your trust and is committed to protecting your privacy. This Privacy Policy explains how we collect, use, share, and protect your personal information in accordance with applicable federal and state laws, including but not limited to the Gramm-Leach-Bliley Act (GLBA) and New York Department of Financial Services Cybersecurity Regulation (23 NYCRR Part 500).
先锋贷款（Prime Pioneer Capital Corp，下称“本公司”）重视您的信任，并致力于保护您的隐私。本隐私政策说明了我们如何收集、使用、共享和保护您的个人信息，并遵循适用的联邦和州法律，包括但不限于《格拉姆-里奇-布莱利法案》（GLBA）及纽约州金融服务署网络安全条例（23 NYCRR Part 500）。
Information We Collect / 我们收集的信息
We may collect the following categories of information:
我们可能会收集以下类别的信息：
• Personal Identifiable Information (PII): Name, address, phone number, email address, Social Security number, date of birth.
• 可识别个人信息 (PII)：姓名、地址、电话、电子邮箱、社会安全号码、出生日期。
• Financial Information: Income, assets, liabilities, credit history, tax returns, bank statements.
• 财务信息：收入、资产、负债、信用记录、报税单、银行账单。
• Property & Loan Details: Mortgage application data, property information, loan amount, terms.
• 房产与贷款信息：贷款申请数据、房产信息、贷款金额、贷款条款。
• Technical Information: IP address, browser type, cookies (for website performance and security).
• 技术信息：IP 地址、浏览器类型、Cookies（用于网站性能和安全）。
How We Use Your Information / 我们如何使用您的信息
Your information is used solely for lawful business purposes, including:
您的信息仅用于合法业务目的，包括：
• Processing and evaluating loan applications.
• 处理和评估贷款申请。
• Verifying identity and preventing fraud.
• 核实身份、防范欺诈。
• Meeting regulatory and compliance requirements.
• 符合法规和合规要求。
• Communicating with you regarding services, updates, or required disclosures.
• 与您沟通服务、更新或必要的披露。
• Improving our website and customer service.
• 改进我们的网站和客户服务。
Information Sharing / 信息共享
We do not sell your personal information. We may share your information under the following circumstances:
我们不会出售您的个人信息。我们可能在以下情况下共享信息：
• With lenders and financial institutions to facilitate your loan application.
• 与贷款人和金融机构共享，以便处理您的贷款申请。
• With regulators and auditors as required by law.
• 按法律要求与监管机构和审计人员共享。
• With third-party service providers (e.g., IT vendors, compliance consultants) who are bound by confidentiality agreements.
• 与第三方服务供应商（如 IT 供应商、合规顾问）共享，这些供应商必须遵守保密协议。
• To protect against fraud, security threats, or legal liability.
• 为防范欺诈、安全威胁或法律责任。
Data Security / 数据安全
We implement administrative, technical, and physical safeguards to protect your information, including encryption, multi-factor authentication, and continuous monitoring of systems in line with 23 NYCRR Part 500.
我们采取管理、技术和物理保护措施来保护您的信息，包括加密、多因素验证和持续系统监控，以符合 23 NYCRR Part 500 的要求。
Your Rights / 您的权利
- You may request access to your personal information.
• 您可以要求访问您的个人信息。• You may request corrections if your information is inaccurate.
• 您可以要求更正不准确的信息。• You may request that we limit certain uses of your information as permitted by law.
• 您可以依法要求我们限制对您信息的某些使用。
Retention of Information / 信息保留
We retain personal information only as long as necessary to fulfill business, legal, and regulatory requirements.
我们仅在满足业务、法律和监管要求所需的时间内保留个人信息。
Updates to this Policy / 政策更新
We may update this Privacy Policy from time to time. Any changes will be posted on our website with an updated effective date.
我们可能会不时更新本隐私政策。任何更改将会发布在我们的网站上，并更新生效日期。
Contact Us / 联系我们
If you have any questions about this Privacy Policy, please contact us:
如对本隐私政策有任何疑问，请联系我们：
• Prime Pioneer Capital Corp
• Address: 61-43 186th Street Suite 100 Fresh Meadows, NY 11365
• Phone: 718-514-6008
• Email: info@primepioneer.com